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Finance tools

2 tools

Two tools for the same question at different scales: what is metal worth right now. The calculator values a specific holding -- this weight, this karat, this currency -- while the dashboard tracks gold, silver, platinum and palladium as live series you can compare across countries.

Reading a precious-metal price correctly

Metal is quoted per troy ounce in dollars, and almost nobody owns a troy ounce of pure gold. The arithmetic between a spot quote and a real answer is where the mistakes live: karat purity (22K is 91.6 percent, not 22 out of 100), grams against tola, making charges and tax on jewellery, and a currency conversion applied on top of all of it. Both tools show that conversion instead of hiding it inside one number.

Treat the figures as indicative market data for planning, not as a dealer quote or an offer to trade. A jeweller's buying price carries their spread and refining loss, so the number here is the ceiling you negotiate down from rather than the cheque you will be handed.

How to choose a Finance tool

Choose by what you are actually holding.

Valuing jewellery or scrap you own

Start with the Gold Price Calculator. It is the one that understands karat, making charges and tax.

Watching the market or comparing countries

Use the Live Gold Price Dashboard for charts, multiple metals and price alerts.

Deciding when to sell

Use both: the dashboard for the trend, the calculator to turn today's number into your holding.